Colorado Springs Real Estate Biography
If you need (or want) to have a down payment to buy your next home, you cannot borrow this money, so here are some ideas on where to “FIND” the money.
Savings- Broken down into 12 months, you would need to tuck away $613 – $3,500 a month for one year. How can you save this money? Consider cutting back on your lifestyle for one year.
Quit smoking. This not only helps your health, but can help you add about $1,980 a year to your savings!
Quit drinking: The average American spends 1% of their spending money on alcohol. Imagine how much “cutting back on alcohol” will add to your down payment!
Eat IN. Americans spend an average of $2,500 a year “eating out”. Use your own stove a bit more for one year and add a huge chunk to your savings.
Re-evaluate your cell phone and cable/internet plans. We recently saved over $100 a month by reconfiguring our cable subscriptions and cell phone plans.
Sell Stuff: Use sites like Craigslist.org, Ebay.com and Bookoo.com to get some money for those old skis, unused jewelry, outgrown kids cloths/toys or anything else that you could SELL (instead of move).
Get a second, temporary, job: Turn your free time into money by getting a temporary job. You could easily earn your entire down payment in just a few months of temporary, part-time work – especially during the holiday season when department stores are looking for extra help.
Family: Consider asking your family members to help contribute toward your dream of home ownership.
Government bonds: Sometimes there are government bonds available for home buyers to help with their down payments. These bonds are not always available and when they are, they go fast, so make sure you talk with your lender and be ready to fast when they come available.
If you need (or want) to have a down payment to buy your next home, you cannot borrow this money, so here are some ideas on where to “FIND” the money.
Savings- Broken down into 12 months, you would need to tuck away $613 – $3,500 a month for one year. How can you save this money? Consider cutting back on your lifestyle for one year.
Quit smoking. This not only helps your health, but can help you add about $1,980 a year to your savings!
Quit drinking: The average American spends 1% of their spending money on alcohol. Imagine how much “cutting back on alcohol” will add to your down payment!
Eat IN. Americans spend an average of $2,500 a year “eating out”. Use your own stove a bit more for one year and add a huge chunk to your savings.
Re-evaluate your cell phone and cable/internet plans. We recently saved over $100 a month by reconfiguring our cable subscriptions and cell phone plans.
Sell Stuff: Use sites like Craigslist.org, Ebay.com and Bookoo.com to get some money for those old skis, unused jewelry, outgrown kids cloths/toys or anything else that you could SELL (instead of move).
Get a second, temporary, job: Turn your free time into money by getting a temporary job. You could easily earn your entire down payment in just a few months of temporary, part-time work – especially during the holiday season when department stores are looking for extra help.
Family: Consider asking your family members to help contribute toward your dream of home ownership.
Government bonds: Sometimes there are government bonds available for home buyers to help with their down payments. These bonds are not always available and when they are, they go fast, so make sure you talk with your lender and be ready to fast when they come available.
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
Colorado Springs Real Estate
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